Internet Banking

» Loan amount: Unlimited
» Loan Currency: GEL/USD
» Loan Term - months: 3- 60 months
» Loan Purpose: Real estate purchase, Renovation, Construction
» Interest Rate: 18% - 24%
» Commission fee for loan approval: 0.1% - 1%
» Borrower's status: Individual
» Minimum monthly income: Salary – 700 GEL; Rent - 1000 GEL; Dividend – 1000 GEL
» Minimum work experience: In Case of salary or dividend – 6 months; In Case of rent – 3 months
» Collateral: Real estate
» Payment schedule: Monthly – with equal payments; Individual
» Other Conditions: Loan may be issued together with family member, on the basis of unified income
» Borrower's Insurance Requirements: not required
» Collateral insurance Requirements: by committee decision
» Collateral notarial registration: not required